Birkenhead Mortgages, Simplified.
Your Birkenhead Mortgage. Without the Waffle.
Buying your first flat near Hamilton Square, moving up in Oxton, or remortgaging a terrace close to the park? Whatever your plans, we make mortgages in Birkenhead simple. At NG Mortgages we cut the waffle, explain your options in plain English and deal with the paperwork so you can focus on the move, not the forms. Mortgages, simplified.
Your Mortgage, Simplified.
Local advice. Modern approach.
Birkenhead’s property market has its quirks, from high street flats to family homes near Oxton. We know the lenders who get it and the ones who don’t. With NG you get proper advice rooted in local knowledge and explained in plain English.
Why Birkenhead buyers choose NG Mortgages…
✅ Whole of market access — we compare lenders across the market, not just one bank
✅ Clear advice — we strip out the jargon and tell you what matters in plain English
✅ End to end support — ONE adviser with you from start to finish
✅ Local expertise — we know Birkenhead’s market street by street
✅ Flexible communication — speak to us by phone, WhatsApp or email, whatever suits you
From First Chat to Front Door, Without the Fuss.
Mortgages can feel like a maze, especially when you are reading comparison sites and every lender seems to play by different rules. Our process cuts through the noise so if you are buying, remortgaging or investing in Birkenhead, you always know what is happening and why.
Step 1. We Listen First
No tick-box advice here. We start with your story. Are you a first time buyer looking for your first flat in town, moving into a bigger place near Oxton, or a landlord with a terrace near Hamilton Square? We get clear on your goals before we even talk lenders.
Step 2. We Do the Digging
Forget endless online searches. We scour the whole mortgage market, from the big banks to smaller lenders you may never have heard of. We show you the strongest options side by side, stripped of jargon, so you can make a confident choice.
Step 3. We Handle the Hard Bit
Paperwork, chasing lenders, getting valuations sorted - we’ll guide you through the lot. We package your case so it makes sense to lenders and keep everything moving while you get on with your life.
Step 4. We Guide You to the Finish
From application to offer to completion, we stay by your side. You get clear updates, straight answers and no radio silence. You will always know where things stand.
Step 5. We Don’t Stop There
Once your mortgage is sorted, we also look at protection. From life cover to income protection, so your home and family are safeguarded if life takes an unexpected turn. Because buying the property is only half the job. Keeping it safe is the other half.
Ready to find your Birkenhead mortgage?
Mortgages in Birkenhead don’t need to be complicated. We cut the waffle, explain your options and guide you through a deal that makes sense.
Across Birkenhead. On your side.
We help clients across Birkenhead and surrounding areas, including Oxton, Claughton, Tranmere and Prenton. We also support buyers and homeowners across the wider Wirral, Liverpool, Chester and the North West.
Wherever you are based, you get the same clear advice and personal service.
Stop Scrolling. Start Moving.
Your Birkenhead mortgage, made simple.
You have seen the steps, thought about your options and weighed up your next move. Now it is time to make it real. Book a free appointment today and we will guide you through your Birkenhead mortgage from start to finish. Mortgages, simplified.

