Mortgage Protection for the Wirral & Beyond
Your Cover. Without the Confusion.
Life changes. Jobs, families, homes and plans can all move quickly. Protection is about making sure your home, income and loved ones are secure if the unexpected happens. At NG Mortgages we keep it simple. We explain your options clearly, compare cover from a panel of trusted providers and handle the paperwork from start to finish. Mortgages, simplified - and protection to match.
Your Cover, Simplified.
Straightforward cover that fits your life.
Insurance often comes with jargon and complicated terms. We keep it clear and practical, so you can understand exactly what is available and decide what works for you.
Why Wirral clients trust NG with their cover…
✅ Whole of market access — we compare providers across the market, not just one insurer
✅ Clear advice — plain English explanations that make sense
✅ End to end support — ONE adviser guiding you from start to finish
✅ Local expertise — we know what Wirral families and homeowners need to protect what matters most
✅ Flexible communication — talk by phone, WhatsApp or email, whatever works for you
From First Chat to Protected, Without the Fuss.
Protection only works if it is built around real life. Whether you want to make sure the mortgage is paid, your income is supported or your family is looked after if the unexpected happens, we make it clear and straightforward.
Step 1. We Listen First
We start with you. Your home, your family, your work and your plans. The right protection has to fit your world, so we take time to understand it before making any recommendations.
Step 2. We Crunch the Numbers
How much cover is enough? We explain it in plain English and show you realistic options. No guesswork, just clear figures that match your goals.
Step 3. We Search Our Panel
We compare options from a selected panel of providers for life insurance, critical illness, income protection and home insurance. You see what is available and how each option works, without jargon.
Step 4. We Set It Up Properly
Applications, paperwork, medical questions - we guide you through the lot. We also explain things like writing policies into trust if that is appropriate for you.
Step 5. We Keep it Under Review
Life changes. A new home, a new job or a new arrival in the family. We check in when things shift to make sure your cover still fits.
Ready to get covered?
Sorting protection in Wirral does not need to be complicated. We explain the options, talk through what fits and set it up the right way.
Wirral Roots. Protection Expertise.
We are based in Wirral and work with clients across Birkenhead, Wallasey, Heswall, Bebington, West Kirby and Hoylake. From life cover and critical illness to home and landlord insurance, we explain the options clearly and recommend cover that fits your needs.
Stop Scrolling. Start Protecting.
Your cover, made simple.
You have seen the steps, thought about what matters most and considered your options. Now it is time to put it in place. Book a free appointment today and we will guide you through your protection needs - from life insurance and income protection to home insurance. Mortgages, simplified. And protection too.