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Mortgage news, tips and plain-English guides for the Wirral. The stuff buyers, movers and remortgagers actually need to know.

Mortgage Advice, First Time Buyers Nick Gatti Mortgage Advice, First Time Buyers Nick Gatti

I've Just Been Served a Section 21 Notice. How Much Mortgage Can I Get?

Landlords in England can no longer serve Section 21 notices as of May 1st, but if one landed on your mat last week, you're likely weighing up your options. Instead of looking for another rental, could you actually buy? Here’s a look at how much you could borrow in 2026 and how quickly you can find out where you stand.

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How Much Can I Borrow as a First-Time Buyer in 2026? (The No-Nonsense Guide)

How much can you really borrow for your first home in 2026? We break down the 'Income Multiplier' vs 'Real-Life Affordability' in the Wirral. From the impact of car finance to why your comfort matters more than the bank’s maximum limit, get the honest facts for first-time buyers.

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Your home may be repossessed if you do not keep up repayments on your mortgage