Nick Gatti.
Founder & Adviser at NG Mortgages.
I’m the founder of NG Mortgages, and I’ve spent 15 years in mortgages. Before that I started out in estate agency. That mix taught me how complicated the process can look from the outside, and how simple it can actually be when it’s explained properly. NG Mortgages is my way of doing it differently: straight talking, clear, and designed to make mortgages feel less of a headache.
Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply.
As quoted in
- Sky News
- This is Money
- Express
- AOL
- FT Adviser
- What Mortgage
Behind NG. The short version.
I started out in estate agency before moving into broking, and I’ve now been advising on mortgages for 15 years. Along the way I’ve worked with big corporates, local firms and small brokerages, so I’ve seen how it’s done well, and how it isn’t.
I live on the Wirral with my family and I know the local market well. I’ve helped people buy their first homes, move their families and sort out remortgages, and every one of those started with a straightforward conversation.
Clients trust me because I explain everything clearly, keep the process moving and talk like a person, not a manual.
- Where it started
Estate agency
Seeing the whole buying and selling process from the inside.
- 15 years and counting
Mortgage broking
Big corporates, local firms and small brokerages.
- Now
NG Mortgages
My way of doing it differently. Clear advice, explained properly, with support from start to finish.
Talk like a person.
Not a manual.
“A mortgage is more than numbers on a form. It’s about the life you’re building around it.”
I explain everything clearly
No jargon, no guesswork. If something doesn’t make sense, that’s on me to fix.
I keep things moving
I chase, I update, and you always know what’s happening next.
It’s me, start to finish
The person you speak to on day one is the person who gets you to completion.
“…which makes what could be an incredibly stressful process much easier. Nick replies to messages quickly and is always available to answer questions.”
Whatever your move,
I’ve got you.
Got a question?
Ask me directly.
Clear advice, explained properly, with support from start to finish. Mortgages, simplified.
Or email me at nick@ngmortgages.co.uk

