Wirral Homeowners: How to snag a £100 John Lewis gift card (and stay healthy) this Spring
Moving house or remortgaging in the Wirral is usually a whirlwind of boxes, solicitors, and endless cups of tea. Once the keys are in the door of your new place in Heswall, Wallasey, or Bebington, the last thing on your mind is usually mortgage protection. It’s the "boring" bit of homeownership that often gets pushed to the bottom of the pile.
BUT… a new offer from Vitality might just give you a reason to move it to the top.
The "Housewarming Gift" from Vitality
Between 9 February and 31 March 2026, if you set up a new Personal Protection plan linked to your mortgage, you could receive a John Lewis & Partners E-Gift card worth up to £100.
Whether you need some new linens for a bedroom in West Kirby or a high-end toaster for a kitchen in Prenton, it’s a nice little bonus for doing something you probably should be doing anyway - protecting your family's future.
The Catch? You’ve got to get moving.
Vitality does things a bit differently. They don't just want to insure you; they want you to stay healthy so they don't have to pay out! To qualify for the gift card, you need to earn at least 12 Vitality activity points per week for two consecutive months.
Luckily, living on the Peninsula makes that easy. You can hit those targets by:
A brisk walk along the New Brighton promenade.
Cycling a stretch of the Wirral Way.
A weekend hike around Thurstaston Common.
Hitting any of our local gyms or pools.
The Important Bits (The "NG" Honest Breakdown)
We promised to keep it real, so here is exactly how the offer stacks up:
Monthly Premiums Over £50: You get a £100 E-Gift card.
Monthly Premiums £25–£49.99: You get a £50 E-Gift card.
The Timeline: You must pay at least two monthly premiums to qualify, and the gift card lands in your inbox no later than month five.
The Plan Type: This applies to Serious Illness Cover, Income Protection, or Whole of Life plans that include the "Optimiser".
Is it worth it?
We aren't here to sell you a policy just for a voucher. Our job at NG Mortgages is to make sure that if the worst happens, you and your family can stay in your home. If we can find you a market-leading policy that also buys you a fancy new rug from John Lewis, that’s a win-win in our book.
Let’s have a proper chat
If you’re currently looking at a mortgage or you’re worried your current cover is outdated (or non-existent), let’s look at it together. No jargon, no pressure - just honest advice from people who know the Wirral property market inside out.
Book a Protection Review with Nick
The Legal Stuff: Offers are subject to eligibility and terms and conditions. As with all insurance policies, conditions and exclusions will apply. Your home may be repossessed if you do not keep up repayments on your mortgage.