NG Mortgages featured across Sky News, FT Adviser, This Is Money, the Daily Express & What Mortgage
Big week at NG Mortgages.
A rate story I shared has travelled a bit - and ended up being picked up by Sky News, FT Adviser, This Is Money, the Daily Express, and What Mortgage.
For a small, Wirral-based broker, it means a lot. My whole mission is to cut through the noise and explain what’s happening in the mortgage world in a way that actually makes sense. Seeing that approach get airtime on national outlets is a nice nod that we’re on the right track.
Below, you’ll find each article plus a quick snippet of what was covered.
1. Daily Express
Mortgage price war ‘100% official’ say brokers as banks rush to slash interest rates
Read the full Express article
"The mortgage price war is 100% official. And it’s not just down to one factor but a perfect storm of two major drivers. First, markets expect the Bank of England to cut the base rate from 4% to 3.75%, lowering funding costs for two- and five-year mortgages. Second, mortgage approvals and net borrowing have dropped, leaving lenders needing to be more competitive." – Nick Gatti, NG Mortgages
This perfectly sums up why lenders are already starting to reduce rates and why borrowers could see better deals before the end of the year.
2. FT Adviser
Mortgage rates highly likely to dip below 3.51% in 2026
Read the FT Adviser article
"Following recent base rate expectations, lenders are pricing in lower rates for fixed-term deals. This could mean rates below the current market-leading 3.51% early next year." - Nick Gatti, NG Mortgages
3. This is Money
Mortgage price war heats up as rates drop to 3.5% for Christmas
Read the full This is Money article
"The combination of lower swap rates and a temporary slowdown in borrowing has created the perfect environment for lenders to compete aggressively. Borrowers should watch for opportunities over the coming weeks." – Nick Gatti, NG Mortgages
4. What Mortgage
Mortgage rates plummet to as low as 3.51%
Read the full What Mortgage article
"Lenders are moving quickly to offer competitive fixed-rate products as funding costs drop and activity slows. Savvy borrowers could benefit from this market shift." - Nick Gatti, NG Mortgages
5. Sky News
Price war is ‘100% official’ as mortgage professionals predict rates to drop below 3.5%
Read the Sky News Money Blog
"Markets expect the Bank of England to cut the base rate from 4% to 3.75%, lowering funding costs for two- and five-year mortgages. At the same time, mortgage approvals and net borrowing have fallen. This perfect storm is why lenders can offer better rates now." – Nick Gatti, NG Mortgages
It’s fantastic to see national outlets picking up our take on the mortgage market - but at the end of the day, it’s all about helping people understand what’s really going on. If you want to cut through the noise and get clear, jargon-free advice, that’s exactly what we do at NG Mortgages.

