Straight talking, no waffle...

News & guides.

Mortgage news, tips and plain-English guides for the Wirral. The stuff buyers, movers and remortgagers actually need to know.

Halifax's New £5,000 Deposit Mortgage - Could This Be Your Way Onto the Property Ladder?

A £5,000 deposit mortgage from a major high street lender is a game-changer for first-time buyers trying to get onto the property ladder. But is it right for you? Discover how the new Halifax scheme works, the eligibility criteria you need to know, and how to find out if you qualify.

Read More

Mortgage Choice Hits an 18-Year High: Why Wirral Buyers and Remortgagers Should Jump In

Mortgage deals are at their highest levels since 2007, with more choice and lower rates than we’ve seen in years. Whether you’re buying your first home or looking to remortgage in the Wirral, now’s the time to see what’s out there - and discover how much you could save.

Read More

NG Mortgages featured across Sky News, FT Adviser, This Is Money, the Daily Express & What Mortgage

Big week at NG Mortgages! Our take on the mortgage price war has been picked up by Sky News, FT Adviser, This Is Money, the Daily Express, and What Mortgage. For a Wirral-based broker, seeing our insights reach a national audience is a nod that our “mortgages, simplified.” approach is hitting the mark.

Read More

Low-deposit mortgage rates hit a 3-year low: Finally, some good news for first-time buyers.

Low-deposit mortgage rates have dropped to their lowest levels since 2022 - brilliant news for first-time buyers and anyone about to remortgage. With lenders slashing rates and boosting choice, now could be the perfect time to lock in.

Read More

About time: Financial literacy to become compulsory in schools by 2028

Most people don’t learn how mortgages work until they need one.
So it’s great news that financial literacy will soon be taught in every school - helping the next generation make sense of money earlier.
(mortgages, simplified.)

Read More
Still got questions?...

Reading is good.
Talking is quicker.

Every situation is different, and a guide can only go so far. Book a free chat and we’ll look at yours, in plain English, with no obligation.

Your home may be repossessed if you do not keep up repayments on your mortgage